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General Climbing Discussion

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Getting Insurance for Climbing in the USA 27-May-2014 At 9:22:41 AM Damien Gildea

Message

On 26/05/2014 Ben_E wrote:
>On 26/05/2014 jclimber wrote:
>>Yeah it was $1700 for insure4less trad climbing for a year.
>
>Ouch.
>
>Seems a lot at first, but following a dubious back-of-the-envelope calculation
>based on rubbery figures (how's that to inspire confidence?) I'm not so
>sure it's necessarily all that outrageous.
>
... Given likely
>US hospital fees without cover and potential SAR costs if you plan on doing
>anything big/remote, the $1,700 is sounding like a pretty good investment
>to me at that point, assuming insure4less have a reputation of paying up.
>

Agreed, mainly given US hospital costs.

When I was regularly organising Antarctic trips, and IHI insured both climbing and Antarctic expeditions, I used to pay around $400 for 90 days insurance that mostly just covered SAR/medevac (to $300K!) and repatriation - not general travel stuff.

So extrapolate that to a year and it's $1600, more than five years ago.