Report Accidents and Injuries

Topic	Date	User
Blue Mountains - male climber injured after fall	24-Oct-2013 At 12:05:19 PM	tnd
Message
The OP stated on the fund-raising page that his *income protection* insurance claim was denied, *not* health insurance. The former is risk rated and, depending on the policy, may exclude dangerous activities. When I had such insurance several years ago (I now self-insure because it was so expensive) they told me that they would not exclude accidents caused by such activities as climbing, aviation, motorcycling etc as long as I was not doing it professionally. Other insurers may differ in their view.

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