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General Climbing Discussion

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Travel Insurance for 6000m+ mountaineering 3-Sep-2008 At 10:17:38 AM phil_nev

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This is through insure for less, only good to 6500 though.

Alpine Rock Climbing Plan
It is hereby noted and agreed that this policy is extended to include traditional and sport rock climbing, mountaineering, ice or glacier climbing, bouldering and abseiling during the periods indicated subject to the terms and conditions below:
From 0001 local time xxxxxx to 2359 local time xxxxxx.
It is a condition precedent to any liability hereunder that:
1. All climbs are to use leader placed protection, fixed equipment or top rope protection wherever possible, or climber fixed protection in accordance with ACA best practice.
2. All climbs are to be on previously graded and *approved routes only.
3. All climbs are to be conducted at heights not exceeding 6,500m above sea level.
4. You must wear suitable protective equipment including a climbing helmet at all times when climbing or at the rock face.
This insurance will not cover you for:
1. Any freesolo or solo climbing, or any climbing conducted in the Greater Ranges being the high mountains of Asia and South America or the mountains of the Arctic and Antarctic.
2. Any climbing above 6,500m above sea level.
3. Any exploration of new routes.
4. Any costs incurred during the search for, or recovery of, your body when the location of your body is not known, or when approval for the search or recovery has not been given by Underwriters and/or their representatives.
5. Any gradual deterioration, wear and tear, damage to equipment whilst climbing or the voluntary or enforced abandonment of equipment whilst climbing.
6. The first $500 of each and every claim under section 2 Medical expenses in respect of claims arising from climbing only.
If you have purchased the excel plus policy then the following policy enhancements are included within the additional premium:
1. Section 5: Delay, loss or damage to baggage:
a. Your baggage limit is increased to $7,500.
b. Your maximum any one valuable is increased to $1,500.
c. Your maximum per item, pair or set is increased to $1,000.
2. Section 14: Search and rescue expenses:
a. Your limit is increased to $10,000.
3. Avalanche closure:
a. If your arrival at, or departure from, your climbing destination is delayed due to avalanche, landslide or landslip, you will be covered for reasonable additional travel and accommodation expenses, up to $50 for each full 24 hours that you are delayed, to a maximum of $750.
b. You must obtain written confirmation from the appropriate authority that you were unable to get to or from your climbing destination during the period you wish to claim for. You will not be able to claim if your costs have been paid by your tour operator, or if you have been able to claim compensation from any other source.
c. You are not able to claim for the first 24 hours of any delay caused by avalanche, landslide or landslip.
All other terms and conditions remain unchanged.