I went and got a quote from Comminsure 2 months ago. Apparently there are 4 kinds of insurance they offer: death, disability, income protection and 1 other I can't quite remember. Anyway, when I said I wanted to be covered for climbing, there were 2 consequences:
1) The total premium increased dramatically.
2) They would only cover for 2 of the 4 products.
I'll dig up the details... |