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Overseas Travel Insurance - Macqurie 26-Oct-2019 At 9:53:00 AM Olbert

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So as part of my credit card features I get automatic overseas travel insurance. I expected that the travel insurance won't cover me for rock climbing as it seems to be an 'extreme sport', however, reading the terms and conditions rock climbing isn't exempt for personal injury. The only exclusions I see are for personal liability and rock climbing - that is, they won't cover me if I somehow get sued for something I do whilst rock climbing (bad belaying...?).

It seems too good to be true that I get medical insurance that they cover me for any dodgy rock climbing that I do.

People with experience, can anybody confirm that I am reading this correctly?

https://static.macquarie.com/dafiles/Internet/mgl/au/personal/docs/terms-conditions/macquarie-credit-card-insurance-terms-conditions.pdf?v=14