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General Climbing Discussion

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insure 4 less grade < 28 policy 19-Apr-2012 At 8:04:32 PM Doug

Message

On 19/04/2012 wilbur wrote:
>The response from insure 4 less was fairly uneventful (and inconclusive):
>

>1. All climbs are to use pre-placed permanently fixed protection, or top
>rope protection in accordance with ACA best practice.

>6. You must wear suitable protective equipment including a climbing helmet
>at all times when climbing or at the rock face.
>This insurance will not cover you for:
>1. Any ice, glacier, freesolo or solo, alpine or traditional climbing,
>or any climbing / trekking involving multi stage ascents, professional
>guides or porters without the prior specific approval of Underwriters.

Hmmm. Uneventful? It looks like - as I'd already concluded - insure4less is a total waste of time. As I read it, they're saying they will only insure you for sport climbing with a helmet. You can't even hire a guide to do a multi-pitch route unless you clear it with them first. I reckon "uneventful" would mean that you don't insure with insure4less! ;-)