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Chockstone Forum - Accidents & Injuries

Report Accidents and Injuries

 Page 3 of 3. Messages 1 to 20 | 21 to 40 | 41 to 51
Author
Hollow mountain accident 28/4/2018
jacksonclimbs
3-May-2018
8:11:09 PM
On 3-May-2018 dalai wrote:
>On 3-May-2018 jacksonclimbs wrote:
>>Ambulance is covered in most health insurance.
>
>Read the PDS. You might be unpleasantly surprised how minimal ambulance
>coverage can be with your private health insurance!

Yeah, I'm with BUPA, we get 2 trips per annum for our couple household, includes air services.

So if we reach 2x I'll just pay $50 for the membership.
martym
3-May-2018
10:21:44 PM
On 3-May-2018 Olbert wrote:
>I passed out at a pharmacy and had an ambulance called for me without me
>asking for it. I refused to ride in it and I still had to pay $500! I have no idea if it covers helicopter rides but ambulance cover is less than $50 per year and not that hard to find.

x10 that's $500
Do you need an ambulance more than once every 10 years?

Pop $500 into a savings account, build up some interest over time - after 10 years (if you have not unfortunately passed out in a pharmacy) treat yourself, to a new rack ;)
martym
3-May-2018
10:27:15 PM
Looks like rules for have changed in NSW - Helicopter now apparently same as ambulance:

Charges for NSW residents
From 1 July 2017 NSW residents requiring road, fixed wing aircraft or helicopter or a combination of these, from the scene of an accident, illness or injury to a public hospital or other destination nominated by NSW Ambulance will be charged a call out fee of $372 plus an additional charge of $3.35 per kilometre or part thereof.

Scarier:
Charges for non NSW residents
Residents of other States or Territories, which are not a party to a Reciprocal Rights Agreement for ambulance services (currently Queensland and South Australia do not have an agreement)
Road, Fixed Wing, Helicopter Call-out - $714


Not sure about Victoria though - $1100 ??

bigchris
Online Now
4-May-2018
7:36:46 AM
On 3-May-2018 martym wrote:
>On 3-May-2018 Olbert wrote:
>>I passed out at a pharmacy and had an ambulance called for me without
>me
>>asking for it. I refused to ride in it and I still had to pay $500! I
>have no idea if it covers helicopter rides but ambulance cover is less
>than $50 per year and not that hard to find.
>
>x10 that's $500
>Do you need an ambulance more than once every 10 years?
>
>Pop $500 into a savings account, build up some interest over time - after
>10 years (if you have not unfortunately passed out in a pharmacy) treat
>yourself, to a new rack ;)

I'm assuming the winky face means you're pulling the piss ;) ;)

I had never ridden in an ambulance until this year, and there have been two seperate occasions, each costing me over $3000. For the sake of 50 bucks, its a no-brainer.
I've got private health insurance which I hardly ever use, but it was cheaper to pay the premium for the year than the ambulance cost. I understand that this may be different for other people.

prb
4-May-2018
8:27:29 AM
Ambulance cover in SA is about $90 which extends Australia-wide for an extra $10. I've been paid up since '03 when I had a ride from Arapiles to Melbourne and I received a bill for $6600. I suspect it would cost more now. I needed an ambulance again last year when I was knocked off my pushbike. I wasn't the one making the calls, my instinct would be to try to get home or get to help myself.

* I should add it was a chopper ride from Arapiles to Melbourne.
kieranl
4-May-2018
12:06:55 PM
I have 5-year membership with Ambulance Victoria. Current renewal cost of that is $230. Actually the same cost as 5 years of annual membership ($46/annum) if fees don't rise over 5 years. But it's one thing I don't have to remember to renew every year.Covers me throughout Australia. Have to live in Victoria or some adjacent towns in NSW and SA and have permanent or temporary Australian residency.

https://www.ambulance.vic.gov.au/membership/fees-terms/

Had a flight back from Melbourne in a fixed wing air ambulance after some treatment about 9 years ago. I think the fee was around $3500 - I got an invoice and sent it back with my membership number.
jacksonclimbs
4-May-2018
9:42:50 PM
On 3-May-2018 martym wrote:
>On 3-May-2018 Olbert wrote:
>>I passed out at a pharmacy and had an ambulance called for me without
>me
>>asking for it. I refused to ride in it and I still had to pay $500! I
>have no idea if it covers helicopter rides but ambulance cover is less
>than $50 per year and not that hard to find.
>
>x10 that's $500
>Do you need an ambulance more than once every 10 years?
>
>Pop $500 into a savings account, build up some interest over time - after
>10 years (if you have not unfortunately passed out in a pharmacy) treat
>yourself, to a new rack ;)

Heli ambo out of Grampians I have heard is closer to $10k.

salty crag
Online Now
5-May-2018
6:26:06 AM
Those with private health cover who think they're covered need to carefully read the fine print in the policy. A lot of insurers only cover for one trip per injury, a friend broke her leg, got ambulance to nearest hospital who then sent her on to a larger hospital for specialist care (I'm talking rural here, bit of distance between hospitals). GMHBA only paid for one, at least she had the choice of which one - $5000 or $9000. Ambo cover is a no brainer in aus.

ajfclark
5-May-2018
7:15:01 AM
On 5-May-2018 salty crag wrote:
>Those with private health cover who think they're covered need to carefully
>read the fine print in the policy. A lot of insurers only cover for one
>trip per injury, a friend broke her leg, got ambulance to nearest hospital
>who then sent her on to a larger hospital for specialist care (I'm talking
>rural here, bit of distance between hospitals). GMHBA only paid for one,
>at least she had the choice of which one - $5000 or $9000. Ambo cover is
>a no brainer in aus.

Last time I checked in with Medibank, they covered all air ambulance transport that's authorised by the insurer. I called and asked if that meant I needed to ring them before I got airlifted and they said yes. I asked what happens if I'm unconscious after a car accident and get airlifted. They said they wouldn't cover it.
Rawpowa!
6-May-2018
12:52:46 PM
On 5-May-2018 ajfclark wrote:

>
>Last time I checked in with Medibank, they covered all air ambulance transport
>that's authorised by the insurer. I called and asked if that meant I needed
>to ring them before I got airlifted and they said yes. I asked what happens
>if I'm unconscious after a car accident and get airlifted. They said they
>wouldn't cover it.

So they basically don't cover it, no-one is ever going to ring their insurer while they're dealing with an accident. Would anyone even know what number to contact them on to get approval?

Miguel75
6-May-2018
4:58:30 PM
Many years ago I worked in health insurance. While things may have changed it used to be you would have a certain number of “emergency” ambulance trips covered by your policy, per year. If your ambo ride wasn’t considered an emergency, you’d foot the bill.

Many years ago a mate was knocked out at Mt Baw Baw while we were boarding, and was airlifted to hospital. From memory the bill was approx $5500...

Ambulance membership costs next to nothing and gives you peace of mind.

 Page 3 of 3. Messages 1 to 20 | 21 to 40 | 41 to 51
There are 51 messages in this topic.

 

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